True-cost calculator

What will this new home actually cost?

Enter the base price and the selections you expect to make. The estimate updates as you type, then you can send the whole picture to Joshua for a reality check.

See how the buying process works

One-time costs

Base price

Builder's advertised price for the plan.

Lot premium

Charged for view, size or location of the homesite.

Structural options

Rooms, bathrooms, extensions, doors—chosen before construction.

Design-center selections

Cabinets, counters, tile, fixtures, lighting.

Flooring

Often priced separately from the design allowance.

Window coverings

Rarely included in new construction.

Appliances

Refrigerator, washer and dryer are frequently excluded.

Solar (purchase or prepaid lease)

Purchase, lease or PPA terms differ widely.

Landscaping and hardscape

Back-yard work is commonly the buyer's cost.

Estimated closing costs

Lender, title, escrow, impounds and prepaids.

Other fees and reserves

HOA setup, transfer fees, moving, window screens.

Ongoing costs

HOA dues (monthly)

Include sub-association dues if applicable.

Special taxes / assessments (annual)

Mello-Roos or CFD amounts vary by tract and can escalate.

Estimated total

Enter a base price and your expected selections.

Base price: $0
Add-ons and closing costs: $0
HOA dues (annual): $0
Special taxes / assessments (annual): $0
Estimated first-year carrying add-ons: $0

This calculator provides estimates for educational purposes only. It is not a loan quote, tax advice, appraisal or guarantee of costs. Verify all figures with the builder, lender, tax authority and appropriate professionals.

Your new-home search starts before the model tour

Tell Joshua what you want. He'll help narrow the map.

Share your preferred cities, budget and timing. Joshua will review the current options, help you compare the real costs and coordinate the communities worth seeing.

Build My Shortlist Call 949-867-7293